Help with home repairs in Minnesota

As this weekend's storms that damaged or destroyed entire towns in Illinois and Indiana have proven, the weather in the upper Midwest can be brutal on our homes.  But even if you haven't experienced devastating storm damage, every home will eventually need repairs and major systems (furnace, roof, etc.) will require replacement.  Informed consumers who take the Center's homebuyer education course, Home Stretch™, or our online version, Framework®, understand that owners should strive to save 1-2% of a home's purchase price EVERY YEAR for future maintenance.

At the Minnesota Homeownership Center, we understand that setting aside funds for future maintenance can be difficult and sometimes repairs or maintenance of major systems can occur unexpectedly.  For that reason, every quarter the Center produces a Home Rehab/Repair Matrix that helps homeowners identify home repair and rehab programs throughout Minnesota that can help with emergency repair, energy efficiency, lead hazard abatement and other general repairs.  Some of these programs are outright grants that cover the cost of the repair/rehab while others are loans, usually with below-market interest rates.  Most of the programs are designed for low- to moderate-income homeowners and have income limits.

The most recent version of the Home Rehab / Repair Matrix is now available and contains information on dozens of programs that can help Minnesota homeowners with repairs or maintenance on their homes.  

For a copy of the complete Home Rehab / Repair Matrix, as well as additional information for homeowners, visit the Center's website, here.

Home Repair & Rehab Resources in Minnesota

The Minnesota Home Ownership has created an easy-to-use resource listing affordable home repair and rehab assistance programs throughout the state of Minnesota. Programs included in the resource include:

• emergency repair,
• energy efficiency upgrades,
• lead hazard abatement, and
• general repair.

Some funds are direct grants to homeowners and others are loans, usually with below market interest rates or forgivable terms. The resource outlines dozens of programs available throughout the state and includes information on who to contact and how to apply.

 

Here's a sample of one of the Rehab loans (Zero interest, deferred for 20 years) available to residents of St. Louis, Lake and Cook Counties.  There are several dozen other programs outlined in the printable resource:

 

 

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The complete “Home Rehab and Repair Matrix” can be viewed and downloaded, free of charge, from the Minnesota Home Ownership Center’s website here.